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Latest News


Is the CFPB run like the Mafia?



By Printus LeBlanc at NetRight Daily and Americans for Limited Government

The Consumer Financial Protection Bureau (CFPB) has been in the news a lot lately, mostly because the former head of the agency Richard Cordray stepped down. However, before stepping down, Cordray believed he had the right to pick his own successor and chose Leandra English. The President disagreed and has appointed Mick Mulvaney to rein in the out of control agency. There is currently a legal battle brewing over who is in charge with a federal judge ruling Mulvaney is acting director.

The CFPB was authorized in the 2010 Dodd-Frank Wall Street Reform and Consumer Protection Act. It was created as a result of the 2007-2008 financial crisis. The unconstitutional agency has jurisdiction over banks, credit unions, securities firms, payday lenders, and other financial companies in the U.S. The agency is considered “off-budget” and therefore does not answer to Congress. The agency gets its funding directly from the Federal Reserve System. The only requirement of the CFPB is to appear and report twice annually before the House Financial Services and Senate Banking committees.

Why is this agency so important to liberal progressives? English went judge shopping across the country to stop Mulvaney from being appointed to head the agency. Seems like a stretch to keep power over a small government agency. Why is this the end of the world according to many progressives?

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